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Tuesday, October 6, 2015

New Mortgage Forms - What You Need To Know

New mortgage disclosure rules went into effect that require lenders to provide home buyers two new forms that clearly detail their loan terms.

For more than 30 years, Federal law has required lenders to provide two different disclosure forms to consumers applying for a mortgage and two different forms at or shortly before closing on the loan.

Beginning October 3, 2015, these four forms were replaced by two new forms, a Loan Estimate and a Closing Disclosure.

Loan Estimate Form
Within three days of applying for a loan, lenders are required to provide you with a Loan Estimate. This form replaces the Good Faith Estimate and initial Truth-in-Lending disclosure.

Closing Disclosure Form
At least three business days before you close, you will also get a Closing Disclosure. It contains a summary of the final terms of your loan. This form replaces the HUD-1 Settlement Statement and final Truth-in-Lending disclosure forms for most mortgages.

More Information
For more information about the new disclosures and an interactive display of the new forms, visit the Consumer Financial Protection Bureau (CFPB) at

Tuesday, September 29, 2015

OMWBE and NAMC Financial Fair

The Office of Minority and Women’s Business Enterprises is hosting a Financial Fair for small business owners in the construction industry in association with the National Association of Minority Contractors Oct. 1.

Representatives from US Bank, East-West Bank, the Small Business Administration, and Bank of America will be present to answer questions and address concerns business owners in the construction industry may have regarding to small business lending. Don't miss out an opportunity to become informed!

Wednesday, September 9, 2015

For Teachers: Where to Find Financial Education Resources for the Classroom

Hey teachers - are you looking for free financial education resources that you can use in the classroom? Here are five great resources that you should check out.

DFI’s Financial Education Clearinghouse
On DFI’s financial education clearinghouse you will find links to resources and curriculum by grade level (K-12), as well as updates regarding financial education in Washington.

Financial Education Public Private Partnership
The Financial Education Public Private Partnership brings together members from the public and private sector to bring quality financial education to students of Washington public school districts. On their website you will find curriculum and resources that has been reviewed by the partnership.

Council for Economic Education
The Council for Economic Education focuses on economics and financial literacy education by providing economics education resources to teachers and students. On their website EconEdLink you will find curriculum, games, and more.

Jump$tart Coalition Clearinghouse
Search the Jump$tart Coalition Clearinghouse to find curriculum, games, and activities for the classroom.

FDIC Money Smart for Young People
The FDIC’s Money Smart for Young People series features four free age-appropriate curriculums that are designed to promote financial understanding in young people.  Money Smart for Young People curriculums are available for: Grades Pre-K-2, Grades 3-5, Grades 6-8, and Grades 9-12. 

Jump$tart National Educator Conference Registration

Calling all teachers!  Registration is now open for the 7th Annual Jump$tart National Educator Conference, devoted to classroom educators who teach personal finance or want to incorporate money lessons into other subject matter, grades PreK-12.  Join Jump$tart November 6-82015 at the Gaylord National Resort & Convention Center in National Harbor, MD, just outside Washington, DC. Through the generosity of many sponsors, Jump$tart is able to offer teachers the very special price of $425, which includes conference registration, conference meals and receptions, some materials, including a print copy of the National Standards in K-12 Personal Finance Education, and two nights’ hotel accommodations. Teachers are offered optional, private sessions with financial planners or counselors.  The exhibit hall is devoted to personal finance curricula and other resources.  For more information, please visit the Jump$tart National Educator Conference website or you can contact the conference director Dan Hebert at    

Monday, August 17, 2015

Jump$tart Washington: Kick Off the School Year With Financial Education

Are you a financial educator? Do you teach youth? If so, you won't want to miss this event! Jump$tart Washington is hosting a train the trainer day in Seattle on August 25th for youth financial educators. With new legislation being passed, financial education must be integrated into existing state learning standards, which can sound like a lot of extra work. Speakers from the Financial Education Public Private Partnership (FEPPP), the CFPB and the FDIC will show educators how easy that can be.
The event will be held in Seattle at the beautiful Talaris Conference Center. Admission is free thanks to our generous sponsor the FDIC, breakfast and lunch will be provided. The event is next week and there are only a certain amount of tickets left, get yours before they are gone!
We hope you will join us for a day focused on creating a brighter and more financially educated tomorrow for future generations.

What: Jump$tart Washington: Kick Off the School Year With Financial Education
           Let the experts show you how to integrate financial education into your existing
When: Tuesday, August 25th, 2015
            10:00 AM-2:00 PM
Where: Talaris Conference Center
            4000 Northeast 41st Street
            Seattle, WA 98105
Price: Free!
If you have questions, please contact interim Jump$tart Washington Coalition President Lyn Peters at or 360-902-8731.